Health and Wellness
We offer medical, dental, vision, employee assistance programs, wellness programs, and health advocacy support.
Medical
|
Health Reimbursement Account (HRA) PLAN |
Health Savings Account (HSA) PLAN |
PRIMARY PLAN |
|---|---|---|
| Highest employee contribution | Medium employee contribution | Lowest employee contribution |
| Offers a Health Reimbursement Account (HRA) funded by Cargill to pay for a portion of your health care costs based on the coverage tier you choose. | Offers a Health Savings Account (HSA) that you and Cargill can fund to pay for health care expenses including prescription drugs | Does not come with a health account |
Dental
Cargill’s dental plan is offered through Delta Dental and covers the following services:
| In-Network Coverage | |
|---|---|
| Preventive care (exams cleaning and X-rays) |
$0 (Plan pays 100%) |
| Basic services (fillings, extractions) | Cargill pays 80%. You pay 20%. |
| Major services (crowns, bridges, dentures, implants) | Cargill pays 50%. You pay 50%. |
| Orthondontia |
50% up to a separate lifetime in-network maximum of $2,000/person |
Vision
Taking care of your health means taking care of your eyes, too. Vision Service Plan (VSP) coverage includes vision care products and services:
| In-Network Coverage | |
|---|---|
| Eye exams | Every year ($20 copay) |
| Frames | Every two years ($150) maximum allowance |
| Lenses |
Every year |
| Contact lenses |
Every year in lieu of glasses (lenses and frames) ($150 maximum allowance) |
Work/Life Solutions
With Cargill’s Employee Assistance Program (EAP) Work/Life Solutions, free and confidential help for personal and family issues is just a phone call or a click away. Counselors are standing by to offer support in good times and bad, such as:
- Confidential, in-person counseling regarding personal and family issues – arranged with nearby professionals in your community.
- Legal information, resources and consultation – unlimited phone access with attorneys for answers, direction and suggestions with nearly any legal concern.
- Financial information, resources and tools – unlimited phone access with professionals who share their expertise in order to save you time and money.
-
Work/life and family information, referrals and resources – personalized searches for childcare, eldercare, adoption assistance, educational searches and practically any other resource you need.
Wellness
Cargill provides a wide variety of wellness support – whether you need tips for maintaining a healthy lifestyle or a special program to help you make a major lifestyle change. Cargill offers many tools and resources designed to help you live healthy, and incentives to reward you for taking healthy actions.
Health Advocacy
Health care can be confusing. Cargill’s health advocacy partner, DirectPath (formerly Patient Care), can help compare benefit options and associated costs, navigate coverage, coordinate care and review claim information.
Eligibility for benefits plans and program varies based on position and location.