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Business Analyst (Credit to Cash)

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Business Analyst (Credit to Cash) Cargill provides food, agriculture, financial and industrial products and services to the world. Together with farmers, customers, governments and communities, we help people thrive by applying our insights and over 150 years of experience. We have 155,000 employees in 70 countries who are committed to feeding the world in a responsible way, reducing environmental impact and improving the communities where we live and work.


Position Purpose & Summary Cargill Business Services (CBS) is a multi-function center of Cargill Inc, one of the world’s biggest privately held organizations that clocked revenues of $120 billion. The center provides high-quality, efficient back-end services across IT, HR, Finance, Transport & Logistics, Strategic Sourcing & Procurement and Trade Execution with 5,500 employees. Please visit for more details. CBS is a global organization that envisages the accelerated use of shared services. Its purpose is to bring a smarter, more efficient approach to how we provide shared services to Cargill. That way business units and functions can focus on what they do best. These services are delivered in 6 Centers based in Bangalore (India), Sofia (Bulgaria), Nanjing (China), San Jose (Costa Rica), Uberlandia (Brazil) and Rosario (Argentina). This role is responsible to perform AR analysis for a dedicated enterprise on the scope of the center they are based in. AR Analysis will be performed for the Sub-processes performed for that enterprise. The sub-processes in CTC are: Credit Management, Collections, Disputes, Cash Applications, Invoicing & billing and contract management. The AR analyst partners directly with CTC Senior Team Managers and Team Managers to support the Weekly Operational Reviews and the Tower Lead for the Monthly Operational Reviews. This role will report into the CTC Tower Lead in the center. Principal Accountabilities AR Analysis 60% * Overdue trending and portfolio overdue segmentation to provide insight on the enterprise portfolio to the STM and TL. * Bad Debt Reserve analysis based on Enterprise portfolio * Dispute ageing and root cause trend analysis * Unapplied cash analysis Process Analysis 20% * Collection strategy success rates * Score model output testing vs portfolio performance * Billing re-work analysis * Process volume tracking Process Improvement Input 10% * Data analytics input for Process Improvement initiatives Control Analysis 10% * AR data input for Control COE * AR data input for Control risk Owners * AR data input for Corporate Audit


Minimum Required Qualifications * Finance Background. * 5 years of experience in finance operations work with deep expertise in Credit to Cash and related processes. * Analytical background across AR * A Continuous Improvement mindset. * Proficiency in English B2 * Possess a strong customer service acumen. * Self-starter with strong analytical, problem solving skills and initiative to achieve desired outcomes. Preferred Qualifications * Bachelor’s in business administration or Finance related. * Experience in credit scoring workflows in an SAP environment * Ability to work across diverse cultures and backgrounds.



Primary Location

Costa Rica-Heredia-San Antonio de Belen



Job Type



Day Job

Req ID:


At Cargill, everyone matters and everyone counts. Cargill is committed to creating and sustaining an inclusive and diverse work environment where all employees are treated with dignity and respect. As such and in alignment with our Guiding Principles, Cargill’s long-standing equal employment opportunity policy prohibits discrimination and harassment against any employee or applicant based on race, ethnicity, color, religion, national origin, ancestry, sex, gender, gender identity, gender expression, sexual orientation, age, disability, pregnancy, genetic information, marital status, family status, citizenship status, veteran status, military status, union affiliation, or any other status protected by law. 

Cargill also complies with all applicable national and local laws and regulations pertaining to non-discrimination and employment.

U.S. Employment Resources: Equal Opportunity Employer, including Disability/Vet.
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Canada Employment Resources: Cargill is an equal opportunity employer and committed to providing accommodation to our job applicants with disabilities.
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