Find an In-Network Provider

When you use in-network providers, you typically pay less for services, because they have agreed to pre-negotiated, discounted rates for medical plan members. And remember, preventive care is covered 100% in-network.

All three medical plans use the same Blue Cross and Blue Shield network of participating providers. To find an in-network provider near you, you can call a Blue Cross Care Advocate or visit the Blue Cross Blue Shield website.

Depending on your location, you may continue to have the Kaiser Permanente in California fully insured plan as an option for medical coverage. If enrolled, Kaiser Permanente providers would be considered in-network instead of Blue Cross and Blue Shield.