- Psychological Well-Being
- Bright Horizons
- Work/Life Solutions
- Health Advocacy
- Flexible Spending Accounts
- 401k and ESOP
- Employee Retirement Account
- Tuition Reimbursement
- Adoption/Surrogacy Reimbursement
- Short-term Disability (Salary Continuation)
- Long-Term Disability
- Paid Family Leave
- Accidental Death & Dismemberment
- Life Insurance
- Business Travel Accident
- Voluntary Benefits
- Paid Time Off
- Milk Stork
- Personal Travel Assistance
If your loved ones count on you for support, life insurance can offer a financial safety net in case of your death. Cargill provides basic life insurance at no cost to you. You also may purchase additional coverage for yourself, your spouse and dependent children, as described below. Cargill’s life insurance plans are administered by Prudential.
How much life insurance do you need? Most people want enough life insurance to ensure their family can maintain their current lifestyle.
Don’t forget to designate your beneficiaries. A beneficiary is someone who will receive your life insurance benefits if you die. Your beneficiary designation applies to any Basic, Additional Life, Voluntary AD&D and Business Travel Accident (if applicable) elections you have on file. This means you should have a beneficiary on file for your company-paid Basic life insurance, even if you don’t purchase additional Life or other coverage.
If you do not name a beneficiary or your designated beneficiary dies before you, the benefit will be paid in one sum to the first survivor of the following:
- Spouse/Domestic Partner;
- Child(ren) (in equal shares);
- Parents (in equal shares);
- Sisters and brothers (in equal shares); or
You are automatically the beneficiary of any Additional Spouse and Dependent Child coverage you elect.
Disclaimer: If there are any differences/discrepancies between the information on this website (www.cargill.com/myhealth and all related pages) and the information in the plan documents and/or summary plan descriptions (SPDs), the information in the plan documents/SPDs will overrule. Employees will receive information on how to access SPDs based on their benefits eligibility.