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Long-Term Disability

If you are seriously ill or injured and unable to work for six months or more, long-term disability insurance can provide income for you and your family. If you are an employee with salaried benefits, you are eligible for long-term disability insurance through Cargill. 

Core coverage is company paid, up to a maximum salary of $100,000. You can choose to purchase additional LTD insurance that will replace 60 percent of base pay up to a maximum annual salary of $240,000. If you enroll in this coverage when you are first hired, you will not have to provide evidence of insurability. 

Disclaimer: If there are any differences/discrepancies between the information on this website (www.cargill.com/myhealth and all related pages) and the information in the plan documents and/or summary plan descriptions (SPDs), the information in the plan documents/SPDs will overrule. Employees will receive information on how to access SPDs based on their benefits eligibility.

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